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March 29, 2010 - 8:33pm
posted by Mark Lewis in Sponsored Post, Mark Lewis Agency.

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Once you reach age 25, the Social Security Administration (SSA) will send an annual report on your individual account. This report will highlight potential benefits from your account and is a valuable tool for your use when considering ways to plan for your retirement and other financial needs.

Social Security should be only one of a number of sources for income during retirement. Other sources may include an employer pension and your personal retirement savings in the form of an individual retirement account (IRA).

March 19, 2010 - 6:28am
posted by Howard B. Owens in Sponsored Post, Mark Lewis Agency.

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When it comes to American families and financial planning, perception is not reality. Although they are overwhelmingly optimistic about their financial future, their financial planning habits paint quite a different picture, according to a recent study commissioned by State Farm Life Insurance Companies and conducted by KRC Research.

The study reports that although 82 percent of Americans are optimistic about their financial futures, American families in reality are not adequately saving or protecting their finances.

February 8, 2010 - 11:00pm
posted by Billie Owens in business, Sponsored Post, lamb family medicine.

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If you want to put your best face forward, so to speak, consider getting a SilkPeel treatment at Lamb Family Medicine.

It takes 30 minutes, costs 50 bucks and works a small wonder on your skin. Lamb Family Medicine, at 7 Evans St., is also an aesthetic center and the only provider of SilkPeel in Batavia.

The procedure is remarkably clever, easy and worth every penny. I had it done last week and I hope to do it again.

February 7, 2010 - 11:23pm
posted by Howard B. Owens in Sponsored Post, Mark Lewis Agency.

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Two types of attic water damage are common in cold climates: ice dams and condensation of water vapor on cold surfaces in the attic.

Ice Dams

gutterdamning.jpgIce dams sometimes occur on sloping roofs in climates with freezing temperatures. When the temperature in your attic is above freezing, it causes snow on the roof to melt and run down the sloping roof. When the snowmelt runs down the roof and hits the colder eaves, it refreezes.

January 10, 2010 - 3:23pm
posted by Billie Owens in Sponsored Post, WNY Fireplace Outlet.

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A lot of homes in Genesee County are really old, and so are their chimneys. But yesteryear's chimneys weren't designed for venting the energy-efficient appliances of today, nor are they safe and working properly just because they may look OK.

If you could see inside your chimney, you might find a lot to be concerned about.

December 30, 2009 - 1:07pm
posted by Howard B. Owens in Sponsored Post, Mark Lewis Agency.

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Chances are, either your home or the home of someone you know, has a fuse box. Fuses function the same way breakers do -- to cut off power if an electrical circuit is overloaded. Both fuses and breakers can be very effective in protecting your home against an electrical fire.

However, one problem that can arise with fuses occurs when someone inserts a fuse of higher amperage than the circuit is designed for. 

November 25, 2009 - 2:35am
posted by Billie Owens in Valle Jewelers, Sponsored Post.

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Lorenzo is an exquisite line of Argentium sterling silver jewelry with 18-karat-gold accents and semi-precious stones in vibrant colors.

The flexible combination of silver and gold is crafted into bold, fashion-forward designs. The stones display exceptional faceting in complex settings and the result is dazzling yet affordable jewelry.

"Lorenzo offers very fine quality, very current styling," Maria Valle said.

October 20, 2009 - 12:28am
posted by Mark Lewis in batavia, Sponsored Post, Mark Lewis Agency.

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When people get ready to walk across a public road, they usually look both ways first to see if any motor vehicles are coming. Unfortunately, this isn't the case with animals, including certain large ones.

deer_sign.gifToo often, the result is a motorist's nightmare: a collision with a deer, moose or elk. The animal usually comes out second-best in this type of close encounter, but the toll on vehicles and their occupants can also be substantial.

According to the Insurance Institute for Highway Safety, more than 150 people die in animal-vehicle collisions each year. The Insurance Information Institute estimates some 1.5 million such collisions cause about over $1 billion in damage annually.

October 14, 2009 - 10:00pm
posted by Billie Owens in Valle Jewelers, Sponsored Post.

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Chamilia is a brand-new line of jewelry offered at Valle Jewelers in Batavia and it's creating some buzz among the clientele, says Maria Valle.

Fans of these beautiful baubles are booking private parties in the store so friends and family can ooh-and-aah at the many choices and, of course, add some to their own collection. The after-hours parties are for 15 or more guests -- and the hostess gets a special gift.

Think of Chamilia (as in chameleon) as a new kind of beaded charm bracelet - or necklace - available in sterling sliver, 14-K gold or a combination of them.

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