Even though I am fortunate to have a Part D plan through my former employer, My monthly premium doubled over last year. A cover letter from the President of MVP explained that the premium increase was do to the uncertainty caused by the ACA Act and the reduced compensation by the Medicare Plan generally.
Both. The good news is pre-existing conditions can no longer be a reason for denial of coverage. The bad news is, the insurance companies can charge you whatever they deem a "reasonable" price for coverage. Hiking premiums annually at 10% hardly seems reasonable, not to mention the huge increases in co-pays and deductibles.
We needed a change, but this has more cons than pros. Big pharma and the insurance companies are still making bank, thanks to the gift wrapped bone this administration gave to corporate America. (more customers to buy individually, while delaying the employer mandate)
And medical billing is as challenging as the tax code. I've had numerous occasions where my questions couldn't be answered without days of research as to the cost. It really should be a straight ahead answer. It shouldn't depend on who is paying for it;it should cost the same for everyone.
Going from a high deductible plan to one with no deductible for only a minor price increase has been a huge win for us. I couldn't have had my cataract surgery this year under my old plan. There would have been no way for me to pay that $3,000 deductible.
I'm concerned about the long-term consequences of ACH. Once the insurance company subsidies expire, we're likely to see health insurance become unaffordable.
I would like to hear from the people who says it's harmed them -- what has been your personal experience that leads you to vote that way?
My premiums went up, my copays went up, I lost access to some providers. Other providers require more upfront costs and attributed them directly to ACA. Would I put it in the category of personal harm? Financially no, we prepared and budgeted for the increases and costs weren't exactly static before ACA. I am more concerned with the future cost increases which are inevitable when it is fully implemented, the big picture shift in how healthcare is provided in this country, and the intrusion of government overtaking such a large portion of the economy.
As far as those who found it helped, I would want the caveat of subsidization included, most things are viewed as better when someone else is helping pay for it.
I voted No Change. We
I voted No Change. We couldn't afford it before, and can't afford it now under the Affordable Health Act.
Even though I am fortunate to
Even though I am fortunate to have a Part D plan through my former employer, My monthly premium doubled over last year. A cover letter from the President of MVP explained that the premium increase was do to the uncertainty caused by the ACA Act and the reduced compensation by the Medicare Plan generally.
Both. The good news is
Both. The good news is pre-existing conditions can no longer be a reason for denial of coverage. The bad news is, the insurance companies can charge you whatever they deem a "reasonable" price for coverage. Hiking premiums annually at 10% hardly seems reasonable, not to mention the huge increases in co-pays and deductibles.
We needed a change, but this has more cons than pros. Big pharma and the insurance companies are still making bank, thanks to the gift wrapped bone this administration gave to corporate America. (more customers to buy individually, while delaying the employer mandate)
And medical billing is as challenging as the tax code. I've had numerous occasions where my questions couldn't be answered without days of research as to the cost. It really should be a straight ahead answer. It shouldn't depend on who is paying for it;it should cost the same for everyone.
Going from a high deductible
Going from a high deductible plan to one with no deductible for only a minor price increase has been a huge win for us. I couldn't have had my cataract surgery this year under my old plan. There would have been no way for me to pay that $3,000 deductible.
I'm concerned about the long-term consequences of ACH. Once the insurance company subsidies expire, we're likely to see health insurance become unaffordable.
I would like to hear from the people who says it's harmed them -- what has been your personal experience that leads you to vote that way?
My premiums went up, my
My premiums went up, my copays went up, I lost access to some providers. Other providers require more upfront costs and attributed them directly to ACA. Would I put it in the category of personal harm? Financially no, we prepared and budgeted for the increases and costs weren't exactly static before ACA. I am more concerned with the future cost increases which are inevitable when it is fully implemented, the big picture shift in how healthcare is provided in this country, and the intrusion of government overtaking such a large portion of the economy.
As far as those who found it helped, I would want the caveat of subsidization included, most things are viewed as better when someone else is helping pay for it.
We got news today that it
We got news today that it will be a 4 % increse with no bennifit change what so ever. I agree the Affordable Health Care will soon be unaffordable