Skip to main content

COVID-19

Health officials warn of high transmission of COVID in Genesee County

By Howard B. Owens

Press release:

Both Genesee and Orleans Counties have increased to a substantial and high levels of community transmission, respectively, according to the CDC COVID Data Tracker (https://covid.cdc.gov/covid-data-tracker/#county-view),” stated Paul Pettit, Director of the Genesee and Orleans County Health Departments (GO Health).  “As noted last week, we are not surprised in this increase in transmission data.  We are saddened to report the COVID-related death of a Genesee County resident who was under the age of 65.  To protect the privacy of the family we will not release any further information about the individual.  Our deepest sympathy goes out to the family and friends of this person.”

We continue to encourage everyone to follow the public health prevention precautions as noted below.  It is important for those who are not currently vaccinated to talk with their primary care provider to determine whether getting vaccinated is right for them.  

There are currently no masking mandates that have been issued by either county, however, per the CDC recommendations for communities with substantial or high spread of COVID-19 we encourage everyone, vaccinated and unvaccinated, to wear masks when indoors in public and when at crowded outdoor settings.

Everyone should continue practicing the following public health prevention precautions: 

  • Avoid touching your eyes, nose and mouth with unwashed hands. 
  • Wash your hands often with soap and water. 
  • If water is not readily available, use hand sanitizer. 
  • Wash and sanitize frequently shared/touched items.
  • Stay 6 feet away from others and avoid close contact with people who are sick.
  • Avoid crowds and poorly ventilated spaces.
  • Wear a face mask indoors in public and crowded outdoor settings. 
  • Monitor your health daily and stay home if you are experiencing any symptoms.

Get tested if you are experiencing symptoms and self-isolate until you get your results back. If you test positive for COVID, you are to isolate for 10 days. 

“The best way to protect yourself from COVID-19 or health complications from COVID-19 is to get vaccinated,” stated Pettit. “Now is the best time to take advantage of getting vaccinated for COVID-19 before the new school term starts and the weather changes and we start moving back indoors”.   

For up to date data, GO Health updates the Emerging Issues page of the website (https://gohealthny.org/emerging-issues/) on Mondays and Thursdays and posts the data on our Facebook, Twitter and Instagram pages (GOHealthNY is the user name for each of these platforms) and the Genesee, Orleans, Wyoming County Health Departments COVID-19 Case and Vaccination Tracker are updated daily (https://experience.arcgis.com/experience/5f8401b0516247b490934303e3975e49/).

For those who are using home testing kits, please note that the Health Departments are unable to verify the results and will not be able to provide paperwork for your employer/insurance company.  Home tests that need verification will have to complete a follow-up test with an approved provider for documentation and state reporting purposes.  If you do either a home test or a test at approved provider, it is important to remember to self-isolate until you receive test results.  For home testing, you are to self-isolate for a minimum of 10 days from onset of symptoms or getting your test result.  Contact your primary care physician for further instructions.

 

Q&A with Genesee Public Health Director Paul Pettit

By Mike Pettinella

Eighteen months and still no signs of slowing down.

Public Health Director Paul Pettit and his staff at the Genesee & Orleans Health Departments have worked tirelessly since February of 2020 to educate, test and vaccinate residents dealing with a COVID-19 pandemic that seemingly just won’t go away.

The Batavian spent about 15 minutes on the phone with Pettit this afternoon, picking his brain about the increase in cases, the Delta variant, community spread categories, face coverings, booster shots and natural immunity.

Q. With the number of cases increasing, do you plan to release information on a daily basis as was the case last year?

A. We’re discussing that; it is readily available as anybody can go to our website (www.gohealthny.org) and/or the dashboards to get all of the current data. We probably will be moving back to reporting at least once a week on the numbers.

We’re in the process of discussing that component of it. We have seen our numbers definitely pick up over the last eight to 10 days compared to where we were in July.

Q. When you talk about numbers, is it the same virus or is it the Delta variant? It seems like there is confusion over what people are coming down with now.

A. The reality is that every time you have a COVID test, there’s not a serotype done to see what strain of the virus it is. So, a lot of times we don’t have that level of detail. The state’s Wadsworth Lab in Albany does do that level of detail – they’ve been doing surveillance sampling of random samples from around the state and they’re also in the process of opening additional labs that will be able to do that. I believe the University of Rochester and one of the labs in Erie County are going to be able to do that.

It’s pretty much understood to be the Delta variant the way the cases are picking up. Samples that have been identified in the region are primarily Delta. It is presumed that it is the Delta strain by the way the numbers are picking up so quickly, but we don’t have the ability locally to analyze every sample.

Q. Do you think there will be some guidance out of Albany – either from the new governor coming in (Kathy Hochul) or from the New York State Department of Health?

A. We haven’t heard any updates on that beyond what the lieutenant governor commented on yesterday that she plans to meet with all of the cabinet members … ultimately it will be her decision on what direction they want to go with that.

(Since this interview, Hochul has announced that she wants students and staff to wear masks when school opens up next month. “My view is that people — children and everyone in the school environment — will be wearing masks,” Hochul said).

We’re going to continue locally to deal with cases through isolations and quarantines, and working in the community to keep the numbers down as best as we can.

Q. It seems like the categories that indicate the level of cases have changed. What are the actual categories now and how are they defined?

A. There’s low, moderate, substantial and high; four buckets basically that the CDC is using to essentially categorize community transmission of COVID. So, moderate is greater than 10 cases per 100,000 per week; substantial is greater or equal to 50 cases per 100,000 per week, and then high is greater than or equal to 100 cases per 100,000 per week.

From 10 to 50 is a pretty big jump, right, but then when you get to substantial, you have to double your weekly count of cases to get to high.

Q. Is it true that Genesee County currently is in the moderate range?

A. We have been in the moderate category but the numbers that we have seen over the past four to five days, averaging from seven to 10 cases per day, if those numbers continue over the seven-day period – which the CDC uses as their window – we’re definitely on the edge of potentially going to substantial.

Per the CDC guidelines, once an area is designated or classified by their chart as substantial spread, that’s when they would start to recommend that people consider masking indoors – vaccinated or unvaccinated – especially if you have certain underlying health conditions or are at high risk, so to speak.

It’s not a mandate – there are no local mandates – and, obviously, the state has not put out any mandates because the executive order/state of emergency has lapsed, but it is recommended due to the amount of spread that is occurring.

Q. How effective do you feel are the masks that people are wearing, especially considering the different types of materials the masks are made of?

A. We’ve talked about the mask question all along, from day one … we’ve heard that you should mask and that you shouldn’t mask from the federal side.

What we do know is that masks are effective in certain settings in reducing risk. People are not wearing, in most cases, N-95 – those are the gold standard masks in stopping viruses and bacteria, etc. But when it comes to what people are wearing in the community, you see many different types of masks.

Your medical surgical masks are probably the most effective outside of the N-95 because they are used in clinical, healthcare settings, and then you have cloth and buffs and all different kinds of barriers that people have created to try to meet the face covering requirements.

It’s a spectrum of how much protection they will provide depending upon the type of material of the masks. I will say that any type of barrier is going to provide some type of protection; depending on which one, more or less, and depending upon how it is worn. There are a lot of variables.

Is it foolproof, that if you wear a mask, you’re not going to get COVID? No. In the general setting, masks are a tool to try to reduce risk of getting the disease. The recommendation is that if you put it on, you’re protecting yourself and potentially others if you have COVID, and providing a layer of risk protection.

Q. Do you agree with Dr. Fauci that everyone will need a booster shot down the road?

A. The boosters are being studied on the federal level by the FDA (Food & Drug Administration), looking at the effectiveness of the current vaccines that we have out there. What we do know is that the vaccines are safe and effective; they’ve done a very good job of preventing illness and preventing disease in those who are fully vaccinated.

We have seen that there are some breakthrough cases occurring and the efficacy of all three vaccines is a little bit lower with the Delta variant than what it was with the original variant of COVID that we were dealing with since the beginning of the pandemic.

With that being said, they’re still very effective. Even with any of the breakthrough cases we are seeing, these folks have had very mild symptoms or asymptomatic, and none of them have gone to the hospital and none of them, obviously, have passed. We know the vaccines are working; they’re keeping people from getting sick. They may get COVID but they’re not getting sick.

As new variants come along, we need to give folks or encourage them to get a booster shot to match up better with the new strain and boost the antibodies and protection they may have. I think there will be a need for a booster shot at some point.

Q. What about people who have had COVID? Don’t they already have natural immunity, and do they need to be vaccinated?

A. Obviously, when you have a disease you develop natural antibodies, so there is some level of protection. But, again, what the data is showing is that those who have had COVID, their antibodies are not as high as they are when you get the vaccine. The recommendation still is that you get vaccinated even if you have had COVID.

The vaccine efficacy gives you better protection from re-infection than just having natural antibodies.

Jacobs joins congressional call for Biden to end eviction moratorium

By Press Release

Press release:

Congressman Chris Jacobs (R-NY) and Senator Mike Lee (R-UT) led a bicameral letter with 29 members of Congress to President Biden calling for the administration to change course and end its unconstitutional eviction moratorium. 
“We strongly oppose the Biden administration’s latest eviction moratorium issued by the Centers for Disease Control and Prevention (CDC). This latest action is plainly unconstitutional and will only serve to further distort the market and create a housing affordability crisis,” the lawmakers said. “Additionally, any further restrictions on evictions at this point are counterproductive. The economy is open, jobs and vaccines are abundant, and federal rental assistance is a reality.”

In a recent Supreme Court case, Alabama Association of Realtors v. Department of Health and Human Services, five members of the Supreme Court effectively acknowledged that CDC exceeded its authority in issuing the moratorium. Justice Kavanaugh stated that “clear and specific congressional authorization (via new legislation) would be necessary for the CDC to extend the moratorium past July 31.” 

“Instead of pursuing an unconstitutional moratorium, the Biden administration should be focused on distributing the nearly $50 billion in rental assistance that was appropriated through three separate stimulus packages.” the lawmakers said. “As long this moratorium remains in place, property owners will continue to struggle financially. These property owners must still pay mortgages, taxes, and maintenance for the dwelling. If this continues much longer, we will see a wave of bankruptcies, foreclosures, and blighted properties.”

Most states require the tenant to take the initiative when applying for rental assistance. A recent Treasury report found very little of the federal rental assistance money has been disbursed so far, and the new moratorium will act as an additional disincentive for tenants to apply for this aid, leaving property owners on the hook. 

“We demand the Biden administration end this moratorium and allow the rental assistance funds to do what they were intended to do. This government overreach must end,” the lawmakers said.

Full text of the letter can be found here

Landers: County governments preparing to assume greater role as another wave of COVID-19 takes shape

By Mike Pettinella

With leadership at the Executive Mansion in Albany in disarray, local governments are being forced to take on greater responsibility in the decision-making process as COVID-19 rears its ugly head once more.

Noting that New York State is backing off on mandates and guidelines, Genesee County officials are banding together with administrators from neighboring counties to figure out the best course of action as the number of cases increase and with the reopening of schools just a few weeks away.

“There is no state policy; everybody is on their own,” said Legislature Chair Rochelle Stein during Monday afternoon’s special legislative meeting at the Old County Courthouse. “What we do now – our behavior is really going to matter.”

County Manager Matt Landers told legislators that county managers have restarted discussions on how to handle what he called “a changing landscape.”

“We will not be under the state umbrella where there was a facilitator,” Landers said. “We had our first official meeting today after a long break and we decided to make this a weekly meeting because of the nature of how things are changing.”

He emphasized that public health directors will be included in the talks – “a good step,” he said -- because last time county administrators and public health directors conducted separate meetings.

VACCINATED? THEN NO MASK

Landers said his group is looking at the various county and school policies when it comes to the wearing of face coverings.

“A couple of counties have gone the route of mandating masks for their workforce, regardless of vaccination status. We haven’t gone that route at this point, and I wouldn’t recommend that route as necessary,” he said.

Genesee County employees do not have to wear a mask if they are vaccinated, he said, but need to show proof of vaccination to do so.

He said that Legislature Clerk Pamela LaGrou came up with that idea, and it was applauded by leaders in other counties.

Unvaccinated county employees are required to wear face coverings, however.

“Here, we’re not going to ask vaccination status of any of our workforce, but if you want to take the mask off at work, you have to provide proof of vaccination to your department head,” he said. “So, we have high confidence right now in the county workforce that if you see a county employee with his or her mask off, they have shown that proof. And because of that, we won’t have to rush to have any mask mandate for all of our workers anytime soon.”

FOLLOWING CDC GUIDANCE

Landers said that an interim step before mandating face coverings could be distancing county workers from the public.

“But we’re not there yet either,” he said, “because our transmission level is still low. Still, it’s something we have to start thinking about now. It’s unfortunate that we have to do this (again), but I like the spirit that everyone has in wanting to make sure that we’re being consistent and cooperating.”

Public Health Director Paul Pettit is in constant contact with school district officials, Landers said, with the goal of reaching a point where all schools draft similar guidelines when classes resume.

“There’s no universal set policy (for schools) yet; I think there’s an attempt,” Landers said. “We’re taking the position that we recommend following CDC (Centers for Disease Control) guidelines; in good conscience, we can’t deviate from recommending CDC guidelines. But each of the schools is going to make its own decision.”

GENESEE AT ‘MODERATE’ LEVEL

Genesee County has 25 active cases as of Monday, Landers said. Eleven of them occurred over the weekend, but no one is hospitalized.

He said Genesee is in the “moderate” category and just about to go into “substantial,” which is 28 cases a week on average. The “high” level is 57 cases.

The county manager said that about 20 to 30 percent of the positive cases are vaccinated people, adding that the Johnson & Johnson vaccine is “a little less effective” than the Moderna or Pfizer doses.

He said he’s not sure of the percentage of county employees who have been vaccinated, but estimated it around 70 percent – which is higher than the Genesee County number of 59 percent.

The county’s Facebook page has been getting significant hits as the public searches for current information about the coronavirus, Landers said, adding that a press conference is being set up for next week for the sharing of more data.

YUNKER: MUST BE PROACTIVE

In the meantime, he said the county will continue to test and vaccinate.

“… and if the demand is out there, we will increase the testing days and vaccination," he added.

Legislator Marianne Clattenburg mentioned that if school guidelines remain the same as before, more testing will be in order.

Landers said federal funding from the CARES (Coronavirus Aid, Relief, and Economic Security) Act will enable the county to place at least one Abbott rapid antigen test machine in each school to quickly test students and to provide BinaxNOW COVID-19 Ag Cards for asymptomatic testing.

Legislator Christian Yunker urged the county brace for another wave.

“We should probably be prepared to deal with another stint of rising cases,” he said. “It’s probably going to happen, so however we can be proactive to curb in those problems (the better off we’ll be).”  

COVID-19 transmission rates on the rise in the region, moderate increase in Genesee County

By Press Release

Press release:

“According to the CDC COVID Data Tracker (https://covid.cdc.gov/covid-data-tracker/#county-view) Orleans County has increased to substantial level of community transmission,” stated Paul Pettit, Director of the Genesee and Orleans County Health Departments (GO Health).  “Genesee County is currently maintaining a moderate level of transmission for COVID-19.  This is not surprising as Niagara, Erie, and Monroe Counties are all considered to be at the substantial level of transmission.”

“We continue to monitor the data and update the Genesee – Orleans – Wyoming COVID Case Tracker map daily (https://experience.arcgis.com/experience/5f8401b0516247b490934303e3975e49/),” stated Pettit. 

Although we are not sending daily data updates to the media, the GO Health website is updated on Monday’s and Thursday’s with COVID-19 data and the public can access this information by visiting our website at www.GOHealthNY.org and clicking on Emerging Issues. 

Both Genesee and Orleans are experiencing an uptick of new cases of COVID-19, including some cases where the individuals are fully vaccinated.  This is not unexpected as we are seeing this across the state and nation.  This is what viruses do. Even for those who are fully vaccinated there is a chance the individual may become infected with COVID-19, especially due to the high transmission rate of the Delta Variant.  Although being fully vaccinated may not completely protect someone from getting COVID-19, the vast majority of those who have been fully vaccinated and have become infected had little or no symptoms or serious complications.

It is important for everyone who is not vaccinated and eligible, to get vaccinated as soon as possible. The vaccination is free and clinics are held weekly at each of the health departments (visit: https://bit.ly/GOHealthCOVID for updated clinics and locations). Pharmacies and health care providers also provide the COVID-19 vaccine and you can visit (www.vaccines.gov) for a location near you. If anyone has concerns about whether or not the vaccine is right for them, we encourage them to talk to their primary care provider.  

Per the CDC recommendations for communities with substantial or high spread of COVID-19 we encourage everyone to continue, vaccinated and unvaccinated, to continue practicing the following public health prevention precautions: 

  • Avoid touching your eyes, nose and mouth with unwashed hands. 
  • Wash your hands often with soap and water. 
  • If water is not readily available, use hand sanitizer. 
  • Wash and sanitize frequently shared/touched items.
  • Stay 6 feet away from others and avoid close contact with people who are sick.
  • Avoid crowds and poorly ventilated spaces.
  • Wear a face mask indoors in public if you are in an area of substantial or high transmission. 
  • Monitor your health daily and stay home if you are experiencing any symptoms.
  • Get tested if you are experiencing symptoms and self-isolate until you get your results back. If you test positive for COVID, you are to isolate for 10 days. 

“The best way to protect yourself from COVID-19 or health complications from COVID-19 is to get vaccinated,” stated Pettit. “Now is the best time to take advantage of getting vaccinated for COVID-19 before the new school term starts and the weather changes and we start moving back indoors”.   

Back-To-School vaccination clinic

By Howard B. Owens

GO Health Departments will be on the road with Back-to-School Pop-up Clinics the week of August 9th across Genesee and Orleans Counties.  The Pfizer vaccine will be offered at the clinics, which is approved for everyone 12 years of age and older.  COVID-19 vaccines are both safe and effective.   

“The Back-to-School Pop-up Vaccine Clinics are a great way for our youth and young adults 12 years of age and older to conveniently get the vaccine before school starts,” stated Paul Pettit, Public Health Director for GO Health. 

Event Date and Time
-

Back-To-School vaccination clinic

By Howard B. Owens

GO Health Departments will be on the road with Back-to-School Pop-up Clinics the week of August 9th across Genesee and Orleans Counties.  The Pfizer vaccine will be offered at the clinics, which is approved for everyone 12 years of age and older.  COVID-19 vaccines are both safe and effective.   

“The Back-to-School Pop-up Vaccine Clinics are a great way for our youth and young adults 12 years of age and older to conveniently get the vaccine before school starts,” stated Paul Pettit, Public Health Director for GO Health. 

Event Date and Time
-

Back-To-School vaccination clinic

By Howard B. Owens

GO Health Departments will be on the road with Back-to-School Pop-up Clinics the week of August 9th across Genesee and Orleans Counties.  The Pfizer vaccine will be offered at the clinics, which is approved for everyone 12 years of age and older.  COVID-19 vaccines are both safe and effective.   

“The Back-to-School Pop-up Vaccine Clinics are a great way for our youth and young adults 12 years of age and older to conveniently get the vaccine before school starts,” stated Paul Pettit, Public Health Director for GO Health. 

Event Date and Time
-

Back-To-School vaccination clinic

By Howard B. Owens

GO Health Departments will be on the road with Back-to-School Pop-up Clinics the week of August 9th across Genesee and Orleans Counties.  The Pfizer vaccine will be offered at the clinics, which is approved for everyone 12 years of age and older.  COVID-19 vaccines are both safe and effective.   

“The Back-to-School Pop-up Vaccine Clinics are a great way for our youth and young adults 12 years of age and older to conveniently get the vaccine before school starts,” stated Paul Pettit, Public Health Director for GO Health. 

Event Date and Time
-

Back-To-School vaccination clinic

By Howard B. Owens

GO Health Departments will be on the road with Back-to-School Pop-up Clinics the week of August 9th across Genesee and Orleans Counties.  The Pfizer vaccine will be offered at the clinics, which is approved for everyone 12 years of age and older.  COVID-19 vaccines are both safe and effective.   

“The Back-to-School Pop-up Vaccine Clinics are a great way for our youth and young adults 12 years of age and older to conveniently get the vaccine before school starts,” stated Paul Pettit, Public Health Director for GO Health. 

Event Date and Time
-

Health Department offering 'pop-up' vaccination clinics for back-to-school

By Howard B. Owens

Press release:

GO Health Departments will be on the road with Back-to-School Pop-up Clinics the week of August 9th across Genesee and Orleans Counties.  The Pfizer vaccine will be offered at the clinics, which is approved for everyone 12 years of age and older.  COVID-19 vaccines are both safe and effective.   

“The Back-to-School Pop-up Vaccine Clinics are a great way for our youth and young adults 12 years of age and older to conveniently get the vaccine before school starts,” stated Paul Pettit, Public Health Director for GO Health. 

Each clinic is open to the public and walk-ins will be accepted. Appointments are strongly encouraged and can be made via the links listed below.  Anyone under the age of 18 must have a parent or guardian with them to receive the vaccine.  The second dose of the vaccine will be offered three weeks after the first shot at the same school during the same time.

“It is important for all that are currently eligible to get their vaccine now to ensure we have the best protection and are successful in having in-person learning this school year,” stated Pettit.  “Getting vaccinated against COVID-19 is the most effective way to protect yourself and others.  Vaccinated individuals continue to represent a very small amount of the total cases and current transmission rates so we need to continue to get as many people vaccinated as possible.” 

Click here for a PDF of the press release with the clinic schedule

Tompkins Financial Corp. reports record second quarter earnings

By Press Release

Press release:

ITHACA -- Tompkins Financial Corporation (NYSE American: TMP) reported diluted earnings per share of $1.54 for the second quarter of 2021, up 6.9 percent from $1.44 per share in the second quarter of 2020. Net income for the second quarter of 2021 was $22.8 million, compared to $21.4 million for the same period in 2020.

For the year-to-date period ended June 30, 2021, diluted earnings per share were $3.26, up 65.5 percent from $1.97 for the same year-to-date period in 2020. Year-to-date net income was $48.5 million for the six month period ended June 30, 2021, up 64.9 percent compared to $29.4 million for the same period in 2020.

President and CEO, Stephen Romaine, said, "We are pleased to continue our favorable earnings trends in 2021 with another strong quarter of earnings. Though the current interest rate environment resulted in a narrowing of our net interest margin, our revenue for the first half of 2021 compared favorably to the prior year in all three of our primary business lines of banking, insurance, and wealth management.” 

SELECTED HIGHLIGHTS FOR THE SECOND QUARTER:

  • Diluted earnings per share of $1.54 represents the best second quarter in the Company's history, and is up 6.9 percent over the same period in 2020.
  • Provision for credit losses was a $3.1 million credit for the second quarter of 2021, compared to an $877,000 expense in the same period last year.
  • Total deposits amounted to $6.8 billion at June 30, 2021, an increase of $459.5 million, or 7.2 percent over June 30, 2020.

NET INTEREST INCOME

Net interest income was $54.8 million for the second quarter of 2021, compared to $56.4 million reported for the second quarter of 2020. Interest income for the second quarter of 2021 included $1.9 million of net deferred loan fees associated with PPP loans, compared to net deferred loan fees of $2.3 million in the second quarter of 2020. Interest expense for the second quarter of 2021 was negatively impacted by an accelerated non-cash purchase accounting discount of $650,000 related to the redemption of $5.2 million of trust preferred securities.The net interest margin was 2.91 percent for the second quarter of 2021, compared to 3.45 percent reported for the same period in 2020, and 3.01 percent for the first quarter of 2021.

For the year-to-date period ended June 30, 2021, net interest income of $109.9 million was in line with the comparable six month period in 2020. For the year to date period in 2021, net deferred loan fees associated with PPP loans were approximately $4.7 million as compared to $2.3 million in the same period of 2020.

Average loans for the quarter ended June 30, 2021 were in line with the same period in 2020. Asset yields for the quarter ended June 30, 2021 were down 71 basis points compared to the quarter ended June 30, 2020, which reflects the impact of reductions in market interest rates over the trailing 12-month period as well as a greater percentage of earning assets being comprised of lower yielding securities and interest bearing balances due from banks, when compared to the same period in 2020. 

Average total deposits for the second quarter of 2021 were up $622.1 million, or 10.1 percent compared to the same period in 2020. Average noninterest bearing deposits for the three months ended June 30, 2021 were up $294.0 million or 16.4 percent compared to the three months ended June 30, 2020. Average deposit balances continue to benefit from the PPP loan program, as the majority of the proceeds of the PPP loans we funded were deposited in Tompkins checking accounts.

For the second quarter of 2021, the average rate paid on interest-bearing deposit products decreased by 20 basis points from the same period in 2020 due to the overall decline in market interest rates. The total cost of interest-bearing liabilities was 0.40 percent at June 30, 2021, a decline of 19 basis points from June 30, 2020.

NONINTEREST INCOME

Noninterest income of $18.9 million for the second quarter of 2021, was up 9.8 percent compared to the same period in 2020. For the year-to-date period, noninterest income of $38.8 million was up 7.5 percent from the same period in 2020. Growth over the same quarter last year was supported by increases in all fee income categories (insurance commissions and fees were up 11.0 percent, while investment services income was up 20.3 percent, service charges on deposit accounts increased 17.9 percent, and card services income was up 29.3 percent).

Noninterest income represented 25.6 percent of total revenues for the second quarter of 2021, as compared to 23.4 percent of total revenues for the second quarter of 2020.

NONINTEREST EXPENSE

Noninterest expense was $47.4 million for the second quarter of 2021, up $1.8 million, or 3.9 percent, from the second quarter of 2020. For the year-to-date period, noninterest expense was $92.0 million, up $1.0 million or 1.1 percent from the same period in 2020. Salaries and employee benefits for the second quarter of 2021 were up 5.9 percent when compared to the same quarter last year. The increase in noninterest expense for both the second quarter and year-to-date periods was primarily attributable to normal annual increases in salaries and wages, and increases in health insurance expense.

INCOME TAX EXPENSE

The Company's effective tax rate was 22.1 percent for the second quarter of 2021, compared to 20.5 percent for the same period in 2020. The effective tax rate for the six months ended June 30, 2021 was 21.3 percent, compared to 20.2 percent reported for the same period in 2020.

ASSET QUALITY

The allowance for credit losses represented 0.92 percent of total loans and leases at June 30, 2021, down from 0.93 percent at March 31, 2021, and 0.98 percent at Dec. 31, 2020. The ratio of the allowance to total nonperforming loans and leases was 88.3 percent at June 30, 2021, down compared to 103.4 percent at March 31, 2021, and 112.9 percent at Dec. 31, 2020.

The provision for credit losses for the second quarter of 2021 was a credit of $3.1 million compared to an expense of $877,000 for the same period in 2020. Net recoveries for the quarter ended June 30, 2021 were $884,000 compared to net recoveries of $26,000 reported for the same period in 2020. Provision expense for the six months ended June 30, 2021 was a credit of $4.9 million, compared to an expense of $17.6 million for the same period in 2020.

Nonperforming loans and leases totaled $53.8 million at June 30, 2021, compared to $47.7 million at March 31, 2021, and $45.8 million at Dec. 31, 2020. The increase in nonperforming loans and leases compared to prior year were mainly related to one commercial real estate relationship totaling $9.1 million, which was previously reported as Substandard, and downgrades of credits in the loan portfolio related to the hospitality industry, which was significantly impacted by the COVID-19 pandemic. Nonperforming assets represented 0.67 percent of total assets at June 30, 2021, up from 0.59 percent at March 31, 2021, and 0.60 percent at Dec. 31, 2020.

Special Mention and Substandard loans and leases totaled $171.3 million at June 30, 2021, reflecting improvement from $185.2 million at March 31, 2021, and $189.9 million reported at Dec. 31, 2020.

As previously announced, the Company implemented a payment deferral program in 2020 to assist both consumer and business borrowers that may be experiencing financial hardship due to COVID-19. As of June 30, 2021, total loans that continued in a deferral status amounted to approximately $129.4 million, representing 2.5 percent of total loans. At March 31, 2021 loans in deferral status totaled $195.6 million, and at Dec. 31, 2020 loans in deferral status totaled $212.2 million. Included in nonperforming loans and leases and Substandard loans and leases at June 30, 2021, were 9 loans totaling $22.1 million that remained in deferral status.

The Company began accepting applications for the PPP loans on April 3, 2020, and had funded 2,998 loans totaling approximately $465.6 million when the initial program ended. On Jan. 19, 2021, the Company began accepting both first draw and second draw applications for the reopening of the PPP program and as of July 19, 2021, the Company had funded an additional 2,481 applications totaling $261.2 million.

Out of the total$695.2 million of PPP loans that the Company had funded through July 19, 2021, approximately $471.4 million had been forgiven by the SBA under the terms of the program.

CAPITAL POSITION

Capital ratios at June 30, 2021 remained well above the regulatory minimums for well-capitalized institutions. The ratio of Total Capital to Risk-Weighted Assets was 14.62 percent at June 30, 2021, unchanged from March 31, 2021, and up from 14.39 percent at Dec. 31, 2020. The ratio of Tier 1 capital to average assets was 8.79 percent at June 30, 2021, compared to 8.89 percent at March 31, 2021, and 8.75 percent at Dec. 31, 2020.

During the second quarter of 2021, the Company repurchased 80,004 common shares at an aggregate cost of $6.5 million. These shares were purchased under the Company's previously announced 2020 Stock Repurchase Program. During the first six months of 2021, the Company repurchased 101,535 shares at an aggregate cost of $8.0 million.

Average local gas prices unchanged from a week ago

By Press Release

Press release from AAA:

Today’s national average price for a gallon of gasoline is $3.16, down 1 cent in the past week. One year ago, the price was $2.18. The New York State average is $3.19 – down 1 cent from last week. A year ago, the NYS average was $2.27.

AAA Western and Central New York (AAA WCNY) reports the following averages:

  • Batavia -- $3.17 (no change since last week)
  • Buffalo -- $3.13 (up 1 cent since last week)
  • Ithaca -- $3.17 (no change since last week)
  • Rochester -- $3.16 (no change since last week)
  • Rome -- $3.24 (down 1 cent since last week)
  • Syracuse -- $3.16 (no change since last week)
  • Watertown -- $3.21 (down 1 cent since last week)

The national average price for gasoline dropped from $3.17 a week ago to $3.156 (rounded up to $3.16) today. The Energy Information Administration (EIA) reports that gas demand continues to increase, but only slightly.

Additionally, total domestic gas stocks saw a slight decline. These trends have helped to stabilize price increases; however, crude oil prices have fluctuated in the past week over market concerns regarding the COVID-19 delta variant, and if they stay less expensive, it could mean cheaper prices ahead.

Though, AAA expects the national average to remain above $3 per gallon throughout the summer.

From GasBuddy:

"With oil prices struggling under the weight of a rise in new COVID-19 cases thanks to the Delta variant and OPEC's increase in oil production, average gas prices in most states finally drifted lower," said Patrick De Haan, head of petroleum analysis for GasBuddy.

"However, we aren't yet in the clear -- U.S. gasoline demand last week surged to a new 2021 high, besting the week prior to the July 4 holiday. This shows that motorists aren't slowing their appetite for hitting the road just yet, and that could further boost prices should demand remain hot.

For now, motorists should enjoy the perhaps brief respite at the pump and buckle up for what might be a bumpy finish to summer."

Community colleges like GCC meld dreams with in-demand jobs to rebuild from COVID-19 without big debt

By Press Release

Press release:

Labor shortages across nearly all industries are making headlines, but this is a topic community colleges have tackled for years. With increased urgency, local institutions prioritize course and program offerings to meet workforce demands.

The results build strong communities and make some great success stories.

Ryan Vogt, who thought he hated math in high school, said the personal attention his Finger Lakes Community College math professor gave him changed his whole outlook on the subject. Now, Ryan has a doctorate in mathematics and works at a U.S. Department of Energy lab.

Like many scholarship recipients at Genesee Community College, Claire Gardner was inspired and determined when she entered the Nursing Program. Upon graduation in 2019, she was prepared to be effective on the frontlines battling COVID-19, transferred her associate degree to SUNY Brockport to continue her education and landed her dream job as a NICU nurse at Rochester General Hospital.

When his first year at a university fell short of his expectations, Evan Baldwin shifted his educational path. He knew Monroe Community College's precision machining program was the right fit for him. Evan was hired as a full-time CNC operator a month before earning his associate degree in May.

Though each of their experiences is unique, they represent the stories of thousands of students who start and complete their studies at community colleges every year. Thousands more inspiring stories of how community colleges have transformed students' lives are waiting to unfold.

Dreams -- not debt -- are why individuals go to college. Like Ryan, Claire and Evan, New Yorkers go to college to achieve their goals, whether earning an associate degree for an in-demand job, learning new skills to change careers, or pursuing a bachelor's degree, master's degree, or Ph.D.

That's exactly what the State University of New York's 30 community colleges, including FLCC, GCC and MCC in the Western New York region, are designed for.

At a time when student loan debt is rising across the country, nearly two-thirds of SUNY community college associate degree graduates have zero student loan debt. That means they leave campus with no student debt, but have an accredited SUNY degree, and a pathway to a career or an advanced degree.

Simply put, community college is the most affordable way to earn a college degree, no matter how far they want to go.

New York State is rebounding and rebuilding after the turbulence of the COVID-19 pandemic. This means job opportunities in many industries will return to full vitality and new, future-looking jobs will be created.

With deep ties to their communities and regions, SUNY community colleges can help residents seize this moment -- and make education work around a busy life, with flexible on-campus and online associate degree programs for full-time or part-time students.

Applications can be completed online, are easier than ever and free at FLCC, GCC and MCC, like at most community colleges. Knowledgeable faculty and staff are available to guide students through the process.

Anyone interested is encouraged to visit flcc.edugenesee.edu, and monroecc.edu for information on special enrollment opportunities.

Free COVID-19 vaccine clinics available at GC Fair Monday through Friday next week

By Press Release

Press release:

GO Health is bringing free COVID-19 vaccination clinics to both the Genesee and Orleans county fairs this year. 

The one shot Johnson and Johnson will be available as well as the two-dose Pfizer vaccine. The second dose of Pfizer will be scheduled at the health department.

The Pfizer vaccine is authorized for those that are 12 and older, while the Johnson and Johnson vaccine can be administered to people that are 18 and older. Everyone under the age of 18 seeking vaccination must have a parent or guardian with them to provide permission.  

“The vaccination rates in both Genesee and Orleans counties are slowly increasing, but we are still lagging behind New York State,” said Paul Pettit, Public Health director for GO Health. “The majority of the cases we are seeing in both counties are people that are unvaccinated.” 

Genesee County Fair

Monday, July 26th

1:30-4:30 p.m.

Tuesday, July 27th

1:30-4:30 p.m.

Wednesday, July 28th

4:30-7:30 p.m.

Thursday, July 29th

1:30-4:30 p.m.

Friday, July 30th

1:30-4:30 p.m.

Anyone who is interested in being vaccinated can stop by the county emergency preparedness and health department trailers and choose the vaccine that is best for them.

There is a lot of misinformation out there about the vaccines, so health department staff will be available to answer any questions or concerns that residents have. 

“The fair is a perfect place to reach members of our community and this is a great opportunity for residents that have not been vaccinated yet, to conveniently get vaccinated while they are visiting the fair,” Pettit said.

LIVE: COVID-19 Update for Genesee County with Public Health Director Paul Pettit

By Howard B. Owens
Video Sponsor
.pane-node-body img {background: none !important; border: 0 !important; margin: 0 !important; padding: unset !important; padding-left: 1px !important } broadstreet.zone(69076)

COVID-19 Update for Genesee County with Public Health Director Paul Pettit.

We will be discussing:

  • The current numbers and trends for local infections;
  • The delta variant;
  • Prospects for a return of mask requirements and other restrictions to slow the spread;
  • The local status of vaccinations;
  • The Surgeon General's statement on vaccine misinformation.

Schumer lauds Expanded Child Tax Credits for families struggling to recover from coronavirus pandemic

By Press Release

Press release:

Following his successful passage of the broader American Rescue Plan earlier this year, U.S. Senate Majority Leader Charles E. Schumer heralded the Child Tax Credit expansion, which will allow payments of up to $300 per child to automatically go out to families across New York each month – starting TODAY July 15. Schumer said the plan will impact more than 86 percent of New York children.

The Finger Lakes Region, which includes Genesee County, is expected to receive Expanded Child Tax Credits totaling more than $435 million.

“Help is here for working families across New York in the form of enhanced Child Tax Credits that put more money in families’ pockets to recover from COVID even as its boosts New York’s economy,” Senator Schumer said. “Over 86 percent of families throughout New York will benefit from the enhanced Child Tax Credit just as they begin to fully recover from the global health and economic pandemic that rocked our country for the past year.

"That is why I made sure this relief bill included help for New York families, because this significant expansion of the Child Tax Credit will cut the nation’s child poverty rate in half and bring necessary relief. The credit expansion – on top of the $1,400 direct checks that came earlier this year – will provide New York’s families with thousands of dollars of relief, directly in their pockets. Getting additional federal dollars into the hands of struggling families not only makes sense, but it’s what’s needed to help the New York recover from the pandemic.”

Schumer explained the Child Tax Credit (CTC), one of the most powerful and effective anti-poverty tools the federal government has, was significantly expanded for American households in the American Rescue Plan. This tax-credit expansion will deliver an estimated $7.03 billion in additional economic relief to families with children across New York and have a major impact on working families.

Schumer highlighted that researchers have estimated that the American Rescue Plan – including the expanded Child Tax Credit – will cut the child poverty rate in half nationally. Specifically, the relief bill increases the Child Tax Credit amount from $2,000 to $3,000 per child age 6 to 17 (and $3,600 per child below the age of 6) for 2021.

Additionally, the bill makes the CTC fully refundable and removes the $2,500 earnings floor to receive the credit for 2021, ensuring that the lowest income households will be able to benefit from the maximum credit amount for the year.

This change importantly corrected flaws in the credit that prevented around 27 million children nationwide whose families have little or no income from receiving the full benefit – and in New York State alone, this credit expansion will benefit 1,546,000 of these children who were previously left out of the full Child Tax Credit.

The increased $3,000 or $3,600 CTC is available to families making less than $150,000, and it phases down above that income level, so household incomes of more than $150,000 will see a reduced credit.

This boosted credit amount is particularly impactful in lower-income households, as it has been found that increasing a low-income child’s family income early in their life has numerous, critical longer-term benefits on education, health, and even employment. Specifically, it is estimated that a $3,000 increase in annual family income for children under age 5 translates into an estimated 19-percent earnings increase in adulthood.

According to the Center on Budget and Policy Priorities, an estimated 3,564,000 children across New York will benefit from this expanded tax credit – including 583,000 Black, 954,000 Latino, and 266,000 Asian American children. It will also lift 680,000 children in the state above or closer to the poverty line.

The total amount of Expanded Child Tax Credit headed to each region in New York State can be found below:  

REGION

TOTAL EXPANDED CTC

Southern Tier

$264,503,932

Capital Region

$502,125,581

Central

$471,279,544

Hudson Valley

$847,414,412

Long Island

$1,028,580,062

NYC

$2,997,872,107

Finger Lakes

$435,560,223

Western

$482,651,024

TOTAL:

$7,029,986,887

Hawley joins Assembly Minority in calling for rescinding of NYS's eviction moratorium

By Press Release

Press release:

Assemblyman Steve Hawley is joining his Assembly Minority colleagues in a letter to Assembly Speaker Carl Heastie demanding he call a special session to rescind New York State’s eviction moratorium. Otherwise, the state’s requirements will have persisted a month longer than federal protections, which are set to expire July 31st. 

The eviction moratorium has prevented small landlords from collecting revenue for over a year, even while facing financial obligations of their own.

“In terms of both public health and economic well-being, we are making a comeback from the worst of the COVID-19 pandemic,” Hawley said. “With vaccinations available to all who want them and an abundance of job openings throughout the state, I see no benefit in allowing the eviction moratorium to remain in effect any longer.

"While these protections were sensible during the worst days of the pandemic, the time has come to allow landlords to collect their revenue, both for their sake and also the sake of other tenants who otherwise might have their rents raised to compensate for rent not paid by others.”

ILGR announces first in-person fundraising event since beginning of COVID-19 pandemic

By Press Release

Press release:

Independent Living of the Genesee Region (ILGR) is excited to announce our very first in-person event since the beginning of the coronavirus pandemic! Join us in celebrating the 31st anniversary of the signing of the Americans with Disabilities Act with our 2nd Annual Walk, Run & Roll!

The event takes place Monday, July 26, from 3 to 7 p.m. at Pavilion 2 of DeWitt Recreation Area, 115 Cedar St. in Batavia, rain or shine.

To register, go to runsignup.com/ilgrwalkrunroll.

For $25, participants can walk, run or roll the distance of their choosing. All participants receive an event T-shirt.

Food trucks will be present, plus a basket raffle, a 50/50 raffle and a caricature artist.

Please bring your own chair! COVID-19 guidelines will be followed.

For more information, call Donna Becker at (585) 815-8501, ext. 411.

Thanks to our sponsors: BW’s Restaurant and Banquet Facility, United Refining Company, RESTORE Sexual Assault Services, R.A. Haitz Co. Inc., Assemblyman Stephen Hawley, GEICO, Fidelis, National Grid and Ken Barrett Chevrolet-Cadillac.

Independent Living of the Genesee Region (ILGR) is a member of the Western New York Independent Living, Inc. family of agencies that offers an expanding array of services to aid individuals with disabilities to take control of their own lives.

************************************

You have the power to Stop The Spread! Together, we can protect our communities and stop the COVID-19 pandemic. Get vaccinated!

In the last year, we saved NYS taxpayers over $118 million by helping individuals leave or avoid institutionalization through practicing the principles of education, empowerment and equality for persons with disabilities.

************************************

Connect with us on social media!

Facebook: www.Facebook.com/wnyil

Instagram: http://instagram.com/wnyil/

Twitter: https://twitter.com/wnyil

GC Department of Social Services announces coronavirus financial aid for eligible former NYS foster care youths

By Press Release

Press release:

The Genesee County Department of Social Services today (July 12) announced that the Federal government, through the Consolidated Appropriations Act, is providing funding to support eligible former foster youth through the coronavirus pandemic with financial assistance. The awards range from $5,000 to $12,000.

According to the New York State Department of Children and Family Services those eligible include young adults, 18 through 26 years of age, who were formerly in foster care in New York State after the age of 14. Funding awards are available through Sept. 30, 2021.

Funding awards available through Sept. 30, 2022 for young adults, 18 through 20 years of age, who were formerly in foster care in New York after the age of 14 and otherwise eligible for funding from New York State.

Any 20-year-old currently in foster care or 21 years old who remains in foster care can access the additional fund awards. Other youth currently in care can receive services, resources and financial assistance through local counties' annual allocations.

“We encourage any Genesee County resident who fulfills the criteria to visit the website created to apply for these awards,” said Ben Dennis, director of Social Services at Genesee County. “The pandemic has deeply impacted so many people, including the foster care population and people should know there are resources to help them as we emerge out of this public health crisis.”

It should be noted that eligibility requirements are subject to change without prior notification.

The link to apply for the cash awards is here.

Authentically Local